VA PAYMENT CALCULATORCHARLESTON TRI-COUNTYESTIMATE ONLY

What might a VA loan actually cost you a month?

Move the numbers around and watch the payment update. This includes the VA funding fee rolled into the loan, plus a ballpark for taxes and insurance — so you see a real monthly figure, not just principal and interest.

Your numbers

0.0% down — VA allows $0, but more down lowers the funding fee.

Ask for today's rate.

Loan term

SC owner-occupied ≈ 0.5%.

Leave at 0 if none.

Estimated monthly payment

$2,899

30-year fixed at 6.5% · $408,600 loan

Principal & interest$2,583/mo
Property taxes (est.)$167/mo
Homeowners insurance$150/mo
Base loan$400,000
VA funding fee (2.15%)$8,600
Total financed$408,600
Get My Real Numbers

This is an estimate, not a quote.

The funding fee is rolled into the loan (the usual choice for $0-down buyers). Taxes and insurance are ballpark figures — your real numbers depend on the specific property, your rate lock, and your file. A 10%+ service-connected disability rating waives the funding fee entirely. For an exact figure, run your scenario with John.

ServiceMarine VeteranUnited States Marine Corps
Experience32 YearsIn the mortgage business
Production$700M+Total loan volume
Homebuyers141+Recent homebuyers
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Experience.comClient rating
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See If You Qualify for $0 Down

John Peter Bramley · Loan Originator · NMLS #192835 ·
Equal Housing Opportunity · Privacy · Terms

This is not a commitment to lend. All loans are subject to credit approval, income verification, property eligibility and program requirements. Not all applicants will qualify. Barrett Financial Group, L.L.C. is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.